Retail Loans

Retail loans provide individuals with credit for personal needs such as homes, cars, education, and revolving purchases, with terms driven by credit risk and collateral.

Learning Resources

• Personal Loan: Definition, Types, and How to Get One

• Creditworthiness: How to Check and Improve It

• Credit Rating vs. Credit Score: What's the Difference?

• Collateral - Definition and Examples

• Credit Card: What It Is, How It Works, and How to Get One

• Conventional Mortgage or Loan

• Mortgage Interest: What It Is, How It Works

• Mortgage Lenders and Mortgage Servicers

Related Topics

• Retail Banking
• Banking Basics